Terms & Conditions.

2. Calculation disclaimer (not financial advice).

TryEmiCalculator is a mathematical simulation utility designed for educational, planning, and illustrative purposes only.

The calculations, interest charges, Net Disbursals, total costs, early payoff timings, and amortization schedules generated by this website are estimates. They do not constitute formal lending offers, bank quotes, or binding financial advice.

Actual interest compounding schedules, administrative processing fees, insurance premiums, tax accruals, prepayments penalization rules, and monthly outgoings vary between financial institutions (like SBI, commercial banks, or mortgage lenders). You should always consult with a qualified financial advisor or contact your lender directly before making borrowing decisions.

3. Permitted usage.

You are granted a non-exclusive, non-transferable, revocable license to access our calculators for personal or internal business planning.

You agree NOT to:

• Scrape, reverse engineer, copy, or redistribute our calculation engine scripts for commercial gains without explicit written consent.
• Engage in any script execution or automation that imposes an unreasonable load on our website asset delivery systems.

4. Limitation of liability.

TryEmiCalculator is provided on an "as is" and "as available" basis without any express or implied warranties. In no event shall TryEmiCalculator or its contributors be held liable for any damages (including but not limited to direct, indirect, incidental, or consequential financial losses) arising out of the use, inability to use, or reliance on calculations presented by our website.

5. Governing law.

These terms are governed by and construed in accordance with standard international web laws and the laws of the jurisdiction where our team resides, without giving effect to conflicts of law principles.